Call reports 2003
FELICIANA BANK & TRUST COMPANY — 2003
What FELICIANA BANK & TRUST COMPANY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 64,348,000 | 66,303,000 | 68,253,000 | 68,136,000 |
| Total loans | 41,805,000 | 44,984,000 | 44,176,000 | 44,879,000 |
| Allowance for loan losses | 738,000 | 846,000 | 877,000 | 849,000 |
| Securities available for sale | 14,821,000 | 16,502,000 | 17,743,000 | 17,868,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,707,000 | 55,847,000 | 57,739,000 | 57,588,000 |
| Interest-bearing deposits | 44,911,000 | 45,697,000 | 47,311,000 | 48,243,000 |
| Noninterest-bearing deposits | 9,796,000 | 10,150,000 | 10,428,000 | 9,345,000 |
| Equity capital | 9,249,000 | 9,767,000 | 9,798,000 | 10,211,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,059,000 | 2,183,000 | 3,335,000 | 4,481,000 |
| Interest expense | 256,000 | 516,000 | 761,000 | 1,002,000 |
| Net interest income | 803,000 | 1,667,000 | 2,574,000 | 3,479,000 |
| Noninterest income | 117,000 | 235,000 | 380,000 | 528,000 |
| Noninterest expense | 620,000 | 1,223,000 | 1,814,000 | 2,524,000 |
| Provision for loan losses | 35,000 | 162,000 | 237,000 | 267,000 |
| Pretax income | 296,000 | 559,000 | 945,000 | 1,262,000 |
| Income tax | 63,000 | 132,000 | 203,000 | 234,000 |
| Net income | 233,000 | 427,000 | 742,000 | 1,028,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,977,000 | 9,170,000 | 9,485,000 | 9,771,000 |
| Total capital | 9,513,000 | 9,750,000 | 10,068,000 | 10,365,000 |
| Risk-weighted assets | 42,651,000 | 46,161,000 | 46,379,000 | 47,263,000 |