Call reports 2002
FELICIANA BANK & TRUST COMPANY — 2002
What FELICIANA BANK & TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 56,716,000 | 58,027,000 | 60,056,000 | 60,405,000 |
| Total loans | 36,035,000 | 37,998,000 | 39,033,000 | 40,858,000 |
| Allowance for loan losses | 599,000 | 612,000 | 637,000 | 701,000 |
| Securities available for sale | 8,951,000 | 15,077,000 | 15,065,000 | 14,814,000 |
| Securities held to maturity | 7,217,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,874,000 | 48,624,000 | 49,892,000 | 50,611,000 |
| Interest-bearing deposits | 39,501,000 | 39,978,000 | 40,676,000 | 39,543,000 |
| Noninterest-bearing deposits | 8,373,000 | 8,646,000 | 9,216,000 | 11,068,000 |
| Equity capital | 8,364,000 | 8,877,000 | 9,374,000 | 9,428,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,037,000 | 2,110,000 | 3,196,000 | 4,291,000 |
| Interest expense | 304,000 | 586,000 | 869,000 | 1,122,000 |
| Net interest income | 733,000 | 1,524,000 | 2,327,000 | 3,169,000 |
| Noninterest income | 104,000 | 225,000 | 338,000 | 459,000 |
| Noninterest expense | 562,000 | 1,145,000 | 1,747,000 | 2,381,000 |
| Provision for loan losses | 22,000 | 45,000 | 82,000 | 207,000 |
| Pretax income | 253,000 | 568,000 | 847,000 | 1,051,000 |
| Income tax | 58,000 | 133,000 | 191,000 | 246,000 |
| Net income | 195,000 | 435,000 | 656,000 | 805,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,442,000 | 8,682,000 | 8,903,000 | 9,052,000 |
| Total capital | 8,904,000 | 9,167,000 | 9,410,000 | 9,571,000 |
| Risk-weighted assets | 36,794,000 | 38,715,000 | 40,433,000 | 41,372,000 |