Call reports 2007
BANK OF RICHMOND, NATIONAL ASSOCIATION, THE — 2007
What BANK OF RICHMOND, NATIONAL ASSOCIATION, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 |
|---|---|
| Total assets | 188,870,000 |
| Total loans | 156,141,000 |
| Allowance for loan losses | 1,721,000 |
| Securities available for sale | 4,778,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 167,782,000 |
| Interest-bearing deposits | 153,272,000 |
| Noninterest-bearing deposits | 14,510,000 |
| Equity capital | 19,666,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 |
|---|---|
| Interest income | 3,563,000 |
| Interest expense | 1,634,000 |
| Net interest income | 1,929,000 |
| Noninterest income | 255,000 |
| Noninterest expense | 1,202,000 |
| Provision for loan losses | 116,000 |
| Pretax income | 866,000 |
| Income tax | 294,000 |
| Net income | 572,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 |
|---|---|
| Tier 1 capital | 19,666,000 |
| Total capital | 21,387,000 |
| Risk-weighted assets | 175,390,000 |