Call reports 2003

BANK OF RICHMOND, NATIONAL ASSOCIATION, THE — 2003

Name: BANK OF RICHMOND, NATIONAL ASSOCIATION, THE — FFIEC call report 2003
Creator: BANK OF RICHMOND, NATIONAL ASSOCIATION, THE

What BANK OF RICHMOND, NATIONAL ASSOCIATION, THE reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/f546197c-52cd-4390-ab51-7a50ce302807/2003

Balance sheet

What the bank holds and owes at quarter end

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Total assets	99,361,000	101,928,000	103,407,000	105,884,000
Total loans	58,811,000	60,435,000	67,698,000	74,039,000
Allowance for loan losses	735,000	757,000	846,000	925,000
Securities available for sale	7,473,000	11,483,000	3,205,000	4,426,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	84,890,000	86,953,000	88,032,000	90,376,000
Interest-bearing deposits	78,360,000	79,909,000	81,312,000	83,625,000
Noninterest-bearing deposits	6,530,000	7,044,000	6,721,000	6,751,000
Equity capital	14,062,000	14,125,000	14,248,000	14,380,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Interest income	1,130,000	2,350,000	3,600,000	4,947,000
Interest expense	469,000	937,000	1,380,000	1,822,000
Net interest income	661,000	1,413,000	2,220,000	3,125,000
Noninterest income	116,000	269,000	417,000	557,000
Noninterest expense	661,000	1,483,000	2,177,000	2,946,000
Provision for loan losses	75,000	96,000	191,000	267,000
Pretax income	41,000	103,000	269,000	469,000
Income tax	0	0	43,000	111,000
Net income	41,000	103,000	226,000	358,000

Basel measures — not reported for every quarter

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Tier 1 capital	14,062,000	14,125,000	14,247,000	14,380,000
Total capital	14,797,000	14,882,000	15,093,000	15,305,000
Risk-weighted assets	80,172,000	76,876,000	82,844,000	84,773,000