Call reports 2002
BANK OF RICHMOND, NATIONAL ASSOCIATION, THE — 2002
What BANK OF RICHMOND, NATIONAL ASSOCIATION, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 63,903,000 | 71,300,000 | 80,530,000 | 90,267,000 |
| Total loans | 36,453,000 | 42,738,000 | 47,979,000 | 54,588,000 |
| Allowance for loan losses | 456,000 | 537,000 | 600,000 | 682,000 |
| Securities available for sale | 8,981,000 | 8,002,000 | 4,998,000 | 9,969,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,155,000 | 49,910,000 | 64,932,000 | 75,813,000 |
| Interest-bearing deposits | 44,935,000 | 45,605,000 | 59,577,000 | 68,365,000 |
| Noninterest-bearing deposits | 4,220,000 | 4,304,000 | 5,356,000 | 7,447,000 |
| Equity capital | 14,167,000 | 14,047,000 | 14,001,000 | 14,029,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 771,000 | 1,659,000 | 2,661,000 | 3,749,000 |
| Interest expense | 346,000 | 708,000 | 1,152,000 | 1,661,000 |
| Net interest income | 425,000 | 951,000 | 1,509,000 | 2,088,000 |
| Noninterest income | 65,000 | 166,000 | 282,000 | 439,000 |
| Noninterest expense | 558,000 | 1,213,000 | 1,867,000 | 2,500,000 |
| Provision for loan losses | 38,000 | 177,000 | 240,000 | 322,000 |
| Pretax income | -106,000 | -273,000 | -316,000 | -295,000 |
| Income tax | -24,000 | -50,000 | -50,000 | -50,000 |
| Net income | -82,000 | -223,000 | -266,000 | -245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,183,000 | 14,043,000 | 14,001,000 | 14,021,000 |
| Total capital | 14,639,000 | 14,580,000 | 14,601,000 | 14,703,000 |
| Risk-weighted assets | 55,745,000 | 61,973,000 | 69,718,000 | 78,047,000 |