Call reports 2001
BANK OF RICHMOND, NATIONAL ASSOCIATION, THE — 2001
What BANK OF RICHMOND, NATIONAL ASSOCIATION, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 53,397,000 | 50,506,000 | 55,733,000 | 64,903,000 |
| Total loans | 21,815,000 | 30,790,000 | 35,678,000 | 33,532,000 |
| Allowance for loan losses | 264,000 | 385,000 | 446,000 | 418,000 |
| Securities available for sale | 12,998,000 | 12,008,000 | 8,022,000 | 6,994,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,231,000 | 35,748,000 | 39,623,000 | 42,813,000 |
| Interest-bearing deposits | 36,841,000 | 33,176,000 | 35,871,000 | 38,349,000 |
| Noninterest-bearing deposits | 1,390,000 | 2,571,000 | 3,752,000 | 4,464,000 |
| Equity capital | 14,238,000 | 14,103,000 | 14,172,000 | 14,260,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 866,000 | 1,688,000 | 2,552,000 | 3,422,000 |
| Interest expense | 468,000 | 897,000 | 1,296,000 | 1,688,000 |
| Net interest income | 398,000 | 791,000 | 1,256,000 | 1,734,000 |
| Noninterest income | 25,000 | 51,000 | 106,000 | 195,000 |
| Noninterest expense | 359,000 | 810,000 | 1,262,000 | 1,749,000 |
| Provision for loan losses | 27,000 | 148,000 | 209,000 | 181,000 |
| Pretax income | 53,000 | -100,000 | -93,000 | 23,000 |
| Income tax | 7,000 | -8,000 | -8,000 | -8,000 |
| Net income | 46,000 | -92,000 | -85,000 | 31,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,232,000 | 14,093,000 | 14,148,000 | 14,264,000 |
| Total capital | 14,496,000 | 14,478,000 | 14,594,000 | 14,682,000 |
| Risk-weighted assets | 31,120,000 | 38,867,000 | 41,555,000 | 50,544,000 |