Call report 2014Q4
BAY CITIES BANK — 2014Q4
The 22 measures BAY CITIES BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 519,002,000 | USD | evidence → |
| Total loans | 391,233,000 | USD | evidence → |
| Allowance for loan losses | 4,569,000 | USD | evidence → |
| Securities available for sale | 42,954,000 | USD | evidence → |
| Securities held to maturity | 25,562,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 426,776,000 | USD | evidence → |
| Interest-bearing deposits | 332,482,000 | USD | evidence → |
| Noninterest-bearing deposits | 94,294,000 | USD | evidence → |
| Equity capital | 67,657,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,353,000 | USD | evidence → |
| Interest expense | 2,861,000 | USD | evidence → |
| Net interest income | 20,492,000 | USD | evidence → |
| Noninterest income | 1,926,000 | USD | evidence → |
| Noninterest expense | 16,844,000 | USD | evidence → |
| Provision for loan losses | 542,000 | USD | evidence → |
| Pretax income | 6,274,000 | USD | evidence → |
| Income tax | 1,971,000 | USD | evidence → |
| Net income | 4,303,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 62,193,000 | USD | evidence → |
| Total capital | 66,762,000 | USD | evidence → |
| Risk-weighted assets | 419,211,000 | USD | evidence → |