Call report 2012Q4
BAY CITIES BANK — 2012Q4
The 22 measures BAY CITIES BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 650,606,000 | USD | evidence → |
| Total loans | 330,185,000 | USD | evidence → |
| Allowance for loan losses | 4,440,000 | USD | evidence → |
| Securities available for sale | 71,878,000 | USD | evidence → |
| Securities held to maturity | 28,037,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 581,288,000 | USD | evidence → |
| Interest-bearing deposits | 355,830,000 | USD | evidence → |
| Noninterest-bearing deposits | 225,458,000 | USD | evidence → |
| Equity capital | 60,901,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,071,000 | USD | evidence → |
| Interest expense | 4,192,000 | USD | evidence → |
| Net interest income | 16,879,000 | USD | evidence → |
| Noninterest income | 5,603,000 | USD | evidence → |
| Noninterest expense | 16,081,000 | USD | evidence → |
| Provision for loan losses | 2,901,000 | USD | evidence → |
| Pretax income | 3,937,000 | USD | evidence → |
| Income tax | 1,074,000 | USD | evidence → |
| Net income | 2,863,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 50,809,000 | USD | evidence → |
| Total capital | 55,050,000 | USD | evidence → |
| Risk-weighted assets | 338,303,000 | USD | evidence → |