Call report 2008Q4
BAY CITIES BANK — 2008Q4
The 22 measures BAY CITIES BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 442,032,000 | USD | evidence → |
| Total loans | 273,148,000 | USD | evidence → |
| Allowance for loan losses | 6,225,000 | USD | evidence → |
| Securities available for sale | 59,383,000 | USD | evidence → |
| Securities held to maturity | 21,883,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 384,197,000 | USD | evidence → |
| Interest-bearing deposits | 292,994,000 | USD | evidence → |
| Noninterest-bearing deposits | 91,203,000 | USD | evidence → |
| Equity capital | 35,413,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 22,334,000 | USD | evidence → |
| Interest expense | 10,349,000 | USD | evidence → |
| Net interest income | 11,985,000 | USD | evidence → |
| Noninterest income | 3,526,000 | USD | evidence → |
| Noninterest expense | 10,993,000 | USD | evidence → |
| Provision for loan losses | 8,193,000 | USD | evidence → |
| Pretax income | -2,918,000 | USD | evidence → |
| Income tax | -1,410,000 | USD | evidence → |
| Net income | -1,508,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 33,208,000 | USD | evidence → |
| Total capital | 37,359,000 | USD | evidence → |
| Risk-weighted assets | 329,218,000 | USD | evidence → |