Call report 2007Q1
BAY CITIES BANK — 2007Q1
The 22 measures BAY CITIES BANK reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 322,158,000 | USD | evidence → |
| Total loans | 203,874,000 | USD | evidence → |
| Allowance for loan losses | 2,555,000 | USD | evidence → |
| Securities available for sale | 48,428,000 | USD | evidence → |
| Securities held to maturity | 21,986,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 266,109,000 | USD | evidence → |
| Interest-bearing deposits | 199,981,000 | USD | evidence → |
| Noninterest-bearing deposits | 66,128,000 | USD | evidence → |
| Equity capital | 26,792,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,155,000 | USD | evidence → |
| Interest expense | 2,644,000 | USD | evidence → |
| Net interest income | 2,511,000 | USD | evidence → |
| Noninterest income | 1,250,000 | USD | evidence → |
| Noninterest expense | 2,478,000 | USD | evidence → |
| Provision for loan losses | 86,000 | USD | evidence → |
| Pretax income | 1,197,000 | USD | evidence → |
| Income tax | 367,000 | USD | evidence → |
| Net income | 830,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,217,000 | USD | evidence → |
| Total capital | 28,772,000 | USD | evidence → |
| Risk-weighted assets | 248,089,000 | USD | evidence → |