Call reports 2010
UNITED BANK & TRUST - WASHTENAW — 2010
What UNITED BANK & TRUST - WASHTENAW reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 |
|---|---|
| Total assets | 389,400,000 |
| Total loans | 317,566,000 |
| Allowance for loan losses | 8,097,000 |
| Securities available for sale | 17,588,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 339,971,000 |
| Interest-bearing deposits | 290,868,000 |
| Noninterest-bearing deposits | 49,103,000 |
| Equity capital | 34,344,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 |
|---|---|
| Interest income | 4,851,000 |
| Interest expense | 1,181,000 |
| Net interest income | 3,670,000 |
| Noninterest income | 1,099,000 |
| Noninterest expense | 2,877,000 |
| Provision for loan losses | 950,000 |
| Pretax income | 942,000 |
| Income tax | 297,000 |
| Net income | 645,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 |
|---|---|
| Tier 1 capital | 33,391,000 |
| Total capital | 37,202,000 |
| Risk-weighted assets | 300,615,000 |