Call report 2004Q4
CORNERSTONE BANK — 2004Q4
The 22 measures CORNERSTONE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 270,947,000 | USD | evidence → |
| Total loans | 200,543,000 | USD | evidence → |
| Allowance for loan losses | 795,000 | USD | evidence → |
| Securities available for sale | 1,470,000 | USD | evidence → |
| Securities held to maturity | 41,167,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 214,331,000 | USD | evidence → |
| Interest-bearing deposits | 203,345,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,986,000 | USD | evidence → |
| Equity capital | 40,378,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,560,000 | USD | evidence → |
| Interest expense | 2,696,000 | USD | evidence → |
| Net interest income | 9,864,000 | USD | evidence → |
| Noninterest income | 1,246,000 | USD | evidence → |
| Noninterest expense | 7,882,000 | USD | evidence → |
| Provision for loan losses | 165,000 | USD | evidence → |
| Pretax income | 3,053,000 | USD | evidence → |
| Income tax | 1,127,000 | USD | evidence → |
| Net income | 1,926,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 40,366,000 | USD | evidence → |
| Total capital | 41,179,000 | USD | evidence → |
| Risk-weighted assets | 182,983,000 | USD | evidence → |