Call report 2003Q4
CORNERSTONE BANK — 2003Q4
The 22 measures CORNERSTONE BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 255,620,000 | USD | evidence → |
| Total loans | 176,084,000 | USD | evidence → |
| Allowance for loan losses | 760,000 | USD | evidence → |
| Securities available for sale | 1,809,000 | USD | evidence → |
| Securities held to maturity | 54,383,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 213,541,000 | USD | evidence → |
| Interest-bearing deposits | 202,178,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,363,000 | USD | evidence → |
| Equity capital | 38,284,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,933,000 | USD | evidence → |
| Interest expense | 3,417,000 | USD | evidence → |
| Net interest income | 10,516,000 | USD | evidence → |
| Noninterest income | 1,284,000 | USD | evidence → |
| Noninterest expense | 7,463,000 | USD | evidence → |
| Provision for loan losses | 20,000 | USD | evidence → |
| Pretax income | 4,246,000 | USD | evidence → |
| Income tax | 1,853,000 | USD | evidence → |
| Net income | 2,393,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 38,284,000 | USD | evidence → |
| Total capital | 39,044,000 | USD | evidence → |
| Risk-weighted assets | 169,432,000 | USD | evidence → |