Call reports 2016
BANK OF LANDISBURG, THE — 2016
What BANK OF LANDISBURG, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 259,586,000 | 259,139,000 | 267,027,000 | 270,817,000 |
| Total loans | 179,682,000 | 183,389,000 | 188,427,000 | 192,495,000 |
| Allowance for loan losses | 3,089,000 | 3,036,000 | 3,006,000 | 2,879,000 |
| Securities available for sale | 59,760,000 | 57,061,000 | 59,105,000 | 63,104,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,770,000 | 210,458,000 | 217,708,000 | 218,596,000 |
| Interest-bearing deposits | 180,093,000 | 179,313,000 | 187,278,000 | 186,728,000 |
| Noninterest-bearing deposits | 30,677,000 | 31,145,000 | 30,430,000 | 31,868,000 |
| Equity capital | 48,209,000 | 48,153,000 | 48,659,000 | 48,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,413,000 | 4,826,000 | 7,349,000 | 9,900,000 |
| Interest expense | 352,000 | 718,000 | 1,103,000 | 1,491,000 |
| Net interest income | 2,061,000 | 4,108,000 | 6,246,000 | 8,409,000 |
| Noninterest income | 157,000 | 282,000 | 453,000 | 587,000 |
| Noninterest expense | 1,391,000 | 2,799,000 | 4,290,000 | 5,623,000 |
| Provision for loan losses | 0 | 100,000 | 100,000 | 100,000 |
| Pretax income | 827,000 | 1,491,000 | 2,309,000 | 3,273,000 |
| Income tax | 244,000 | 434,000 | 683,000 | 1,000,000 |
| Net income | 583,000 | 1,057,000 | 1,626,000 | 2,273,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,076,000 | 47,934,000 | 48,542,000 | 47,893,000 |
| Total capital | 49,963,000 | 49,915,000 | 50,559,000 | 49,982,000 |
| Risk-weighted assets | 145,697,000 | 153,513,000 | 156,259,000 | 161,859,000 |