Call reports 2015
BANK OF LANDISBURG, THE — 2015
What BANK OF LANDISBURG, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 259,669,000 | 258,968,000 | 255,274,000 | 250,364,000 |
| Total loans | 169,765,000 | 172,131,000 | 175,932,000 | 176,328,000 |
| Allowance for loan losses | 3,172,000 | 3,122,000 | 3,112,000 | 3,102,000 |
| Securities available for sale | 78,391,000 | 75,744,000 | 69,945,000 | 63,965,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,395,000 | 211,803,000 | 207,203,000 | 201,519,000 |
| Interest-bearing deposits | 182,690,000 | 181,958,000 | 178,681,000 | 170,558,000 |
| Noninterest-bearing deposits | 29,705,000 | 29,845,000 | 28,522,000 | 30,961,000 |
| Equity capital | 46,500,000 | 46,523,000 | 47,404,000 | 47,539,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,426,000 | 4,869,000 | 7,339,000 | 9,860,000 |
| Interest expense | 421,000 | 824,000 | 1,195,000 | 1,546,000 |
| Net interest income | 2,005,000 | 4,045,000 | 6,144,000 | 8,314,000 |
| Noninterest income | 532,000 | 685,000 | 813,000 | 922,000 |
| Noninterest expense | 1,184,000 | 2,368,000 | 3,619,000 | 4,742,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,353,000 | 2,362,000 | 3,338,000 | 4,494,000 |
| Income tax | 254,000 | 500,000 | 766,000 | 1,052,000 |
| Net income | 1,099,000 | 1,862,000 | 2,572,000 | 3,442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,251,000 | 46,538,000 | 47,136,000 | 47,463,000 |
| Total capital | 48,138,000 | 48,393,000 | 48,955,000 | 49,355,000 |
| Risk-weighted assets | 152,560,000 | 143,045,000 | 140,958,000 | 146,085,000 |