Call reports 2014
BANK OF LANDISBURG, THE — 2014
What BANK OF LANDISBURG, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 256,338,000 | 255,919,000 | 257,752,000 | 259,951,000 |
| Total loans | 162,982,000 | 165,193,000 | 168,431,000 | 169,277,000 |
| Allowance for loan losses | 3,558,000 | 3,550,000 | 3,550,000 | 3,143,000 |
| Securities available for sale | 75,120,000 | 79,119,000 | 78,324,000 | 78,784,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,785,000 | 210,979,000 | 212,016,000 | 214,083,000 |
| Interest-bearing deposits | 184,652,000 | 184,886,000 | 187,976,000 | 186,784,000 |
| Noninterest-bearing deposits | 27,134,000 | 26,093,000 | 24,040,000 | 27,299,000 |
| Equity capital | 44,006,000 | 44,313,000 | 44,995,000 | 45,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,364,000 | 4,870,000 | 7,366,000 | 9,876,000 |
| Interest expense | 495,000 | 973,000 | 1,441,000 | 1,897,000 |
| Net interest income | 1,869,000 | 3,897,000 | 5,925,000 | 7,979,000 |
| Noninterest income | 127,000 | 294,000 | 395,000 | 585,000 |
| Noninterest expense | 1,215,000 | 2,404,000 | 3,674,000 | 4,819,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 781,000 | 1,787,000 | 2,646,000 | 3,745,000 |
| Income tax | 183,000 | 443,000 | 652,000 | 953,000 |
| Net income | 598,000 | 1,344,000 | 1,994,000 | 2,792,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,073,000 | 44,268,000 | 44,917,000 | 45,158,000 |
| Total capital | 45,864,000 | 46,121,000 | 46,795,000 | 47,025,000 |
| Risk-weighted assets | 137,449,000 | 142,407,000 | 144,177,000 | 143,374,000 |