Call reports 2013
BANK OF LANDISBURG, THE — 2013
What BANK OF LANDISBURG, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 255,445,000 | 254,854,000 | 259,327,000 | 257,961,000 |
| Total loans | 160,422,000 | 158,827,000 | 164,218,000 | 162,728,000 |
| Allowance for loan losses | 3,642,000 | 3,616,000 | 3,610,000 | 3,569,000 |
| Securities available for sale | 83,788,000 | 78,212,000 | 82,149,000 | 75,337,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,427,000 | 211,290,000 | 215,302,000 | 214,046,000 |
| Interest-bearing deposits | 187,212,000 | 185,488,000 | 189,409,000 | 189,080,000 |
| Noninterest-bearing deposits | 24,215,000 | 25,802,000 | 25,892,000 | 24,966,000 |
| Equity capital | 43,290,000 | 42,898,000 | 43,276,000 | 43,422,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,417,000 | 4,905,000 | 7,326,000 | 9,927,000 |
| Interest expense | 616,000 | 1,196,000 | 1,747,000 | 2,281,000 |
| Net interest income | 1,801,000 | 3,709,000 | 5,579,000 | 7,646,000 |
| Noninterest income | 124,000 | 247,000 | 389,000 | 540,000 |
| Noninterest expense | 1,242,000 | 2,427,000 | 3,692,000 | 4,875,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 683,000 | 1,896,000 | 2,643,000 | 3,678,000 |
| Income tax | 138,000 | 461,000 | 628,000 | 906,000 |
| Net income | 545,000 | 1,435,000 | 2,015,000 | 2,772,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,704,000 | 43,046,000 | 43,266,000 | 43,475,000 |
| Total capital | 44,660,000 | 44,807,000 | 45,074,000 | 45,249,000 |
| Risk-weighted assets | 138,034,000 | 135,516,000 | 139,150,000 | 136,164,000 |