Call reports 2012
BANK OF LANDISBURG, THE — 2012
What BANK OF LANDISBURG, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 253,281,000 | 252,665,000 | 257,479,000 | 259,142,000 |
| Total loans | 150,900,000 | 151,243,000 | 154,180,000 | 157,661,000 |
| Allowance for loan losses | 3,434,000 | 3,478,000 | 3,579,000 | 3,645,000 |
| Securities available for sale | 80,758,000 | 79,932,000 | 79,435,000 | 78,818,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,328,000 | 209,241,000 | 213,927,000 | 215,794,000 |
| Interest-bearing deposits | 185,928,000 | 186,477,000 | 193,176,000 | 192,108,000 |
| Noninterest-bearing deposits | 24,400,000 | 22,764,000 | 20,751,000 | 23,686,000 |
| Equity capital | 42,214,000 | 42,276,000 | 42,868,000 | 42,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,593,000 | 5,134,000 | 7,675,000 | 10,157,000 |
| Interest expense | 755,000 | 1,491,000 | 2,199,000 | 2,872,000 |
| Net interest income | 1,838,000 | 3,643,000 | 5,476,000 | 7,285,000 |
| Noninterest income | 130,000 | 273,000 | 382,000 | 514,000 |
| Noninterest expense | 1,108,000 | 2,213,000 | 3,434,000 | 4,558,000 |
| Provision for loan losses | 0 | 50,000 | 150,000 | 250,000 |
| Pretax income | 860,000 | 1,653,000 | 2,274,000 | 2,991,000 |
| Income tax | 192,000 | 363,000 | 478,000 | 637,000 |
| Net income | 668,000 | 1,290,000 | 1,796,000 | 2,354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,559,000 | 41,637,000 | 42,143,000 | 42,158,000 |
| Total capital | 43,383,000 | 43,431,000 | 44,041,000 | 44,078,000 |
| Risk-weighted assets | 129,125,000 | 129,037,000 | 133,489,000 | 135,532,000 |