Call reports 2011
BANK OF LANDISBURG, THE — 2011
What BANK OF LANDISBURG, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 241,646,000 | 243,955,000 | 252,939,000 | 250,445,000 |
| Total loans | 153,332,000 | 154,383,000 | 153,995,000 | 151,887,000 |
| Allowance for loan losses | 3,283,000 | 3,297,000 | 3,496,000 | 3,535,000 |
| Securities available for sale | 71,661,000 | 73,303,000 | 73,888,000 | 75,035,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,531,000 | 202,040,000 | 210,839,000 | 207,770,000 |
| Interest-bearing deposits | 179,279,000 | 179,781,000 | 188,285,000 | 185,617,000 |
| Noninterest-bearing deposits | 21,252,000 | 22,259,000 | 22,554,000 | 22,153,000 |
| Equity capital | 40,379,000 | 40,787,000 | 41,395,000 | 41,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,669,000 | 5,401,000 | 8,245,000 | 10,930,000 |
| Interest expense | 857,000 | 1,703,000 | 2,546,000 | 3,358,000 |
| Net interest income | 1,812,000 | 3,698,000 | 5,699,000 | 7,572,000 |
| Noninterest income | 149,000 | 300,000 | 434,000 | 635,000 |
| Noninterest expense | 1,039,000 | 1,997,000 | 3,064,000 | 4,083,000 |
| Provision for loan losses | 100,000 | 100,000 | 250,000 | 350,000 |
| Pretax income | 822,000 | 1,901,000 | 2,819,000 | 3,774,000 |
| Income tax | 177,000 | 441,000 | 648,000 | 879,000 |
| Net income | 645,000 | 1,460,000 | 2,171,000 | 2,895,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,691,000 | 39,986,000 | 40,697,000 | 40,890,000 |
| Total capital | 41,513,000 | 41,857,000 | 42,545,000 | 42,726,000 |
| Risk-weighted assets | 130,583,000 | 132,984,000 | 135,556,000 | 131,241,000 |