Call reports 2010
BANK OF LANDISBURG, THE — 2010
What BANK OF LANDISBURG, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 234,283,000 | 242,287,000 | 241,911,000 | 241,374,000 |
| Total loans | 147,760,000 | 150,014,000 | 152,057,000 | 152,787,000 |
| Allowance for loan losses | 1,373,000 | 1,625,000 | 1,855,000 | 3,181,000 |
| Securities available for sale | 71,523,000 | 73,545,000 | 73,423,000 | 71,531,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,676,000 | 201,086,000 | 200,344,000 | 200,464,000 |
| Interest-bearing deposits | 172,767,000 | 179,043,000 | 180,159,000 | 179,031,000 |
| Noninterest-bearing deposits | 20,908,000 | 22,043,000 | 20,185,000 | 21,433,000 |
| Equity capital | 39,847,000 | 39,961,000 | 40,674,000 | 39,742,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,771,000 | 5,546,000 | 8,372,000 | 11,064,000 |
| Interest expense | 1,057,000 | 2,062,000 | 3,019,000 | 3,909,000 |
| Net interest income | 1,714,000 | 3,484,000 | 5,353,000 | 7,155,000 |
| Noninterest income | 139,000 | 282,000 | 405,000 | 575,000 |
| Noninterest expense | 961,000 | 1,909,000 | 2,920,000 | 3,844,000 |
| Provision for loan losses | 205,000 | 630,000 | 855,000 | 2,280,000 |
| Pretax income | 687,000 | 1,227,000 | 1,983,000 | 1,606,000 |
| Income tax | 135,000 | 216,000 | 369,000 | 146,000 |
| Net income | 552,000 | 1,011,000 | 1,614,000 | 1,460,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,141,000 | 39,104,000 | 39,707,000 | 39,046,000 |
| Total capital | 40,613,000 | 40,797,000 | 41,433,000 | 40,819,000 |
| Risk-weighted assets | 125,420,000 | 128,202,000 | 129,020,000 | 129,235,000 |