Call reports 2009
BANK OF LANDISBURG, THE — 2009
What BANK OF LANDISBURG, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 211,787,000 | 218,793,000 | 224,289,000 | 230,417,000 |
| Total loans | 142,863,000 | 143,267,000 | 144,128,000 | 146,476,000 |
| Allowance for loan losses | 1,286,000 | 1,323,000 | 1,354,000 | 1,364,000 |
| Securities available for sale | 49,797,000 | 58,540,000 | 64,640,000 | 69,182,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,844,000 | 178,357,000 | 183,951,000 | 189,868,000 |
| Interest-bearing deposits | 152,812,000 | 158,267,000 | 165,129,000 | 169,836,000 |
| Noninterest-bearing deposits | 19,032,000 | 20,090,000 | 18,822,000 | 20,032,000 |
| Equity capital | 38,990,000 | 39,025,000 | 39,307,000 | 39,355,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,800,000 | 5,598,000 | 8,430,000 | 11,279,000 |
| Interest expense | 1,131,000 | 2,275,000 | 3,435,000 | 4,559,000 |
| Net interest income | 1,669,000 | 3,323,000 | 4,995,000 | 6,720,000 |
| Noninterest income | 102,000 | 249,000 | 349,000 | 436,000 |
| Noninterest expense | 840,000 | 1,942,000 | 2,888,000 | 3,718,000 |
| Provision for loan losses | 30,000 | 110,000 | 140,000 | 210,000 |
| Pretax income | 901,000 | 1,520,000 | 2,316,000 | 3,228,000 |
| Income tax | 231,000 | 345,000 | 522,000 | 746,000 |
| Net income | 670,000 | 1,175,000 | 1,794,000 | 2,482,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,306,000 | 38,331,000 | 38,385,000 | 38,589,000 |
| Total capital | 39,656,000 | 39,735,000 | 39,836,000 | 40,051,000 |
| Risk-weighted assets | 118,775,000 | 119,582,000 | 120,323,000 | 122,712,000 |