Call reports 2008
BANK OF LANDISBURG, THE — 2008
What BANK OF LANDISBURG, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 199,409,000 | 202,812,000 | 203,633,000 | 206,471,000 |
| Total loans | 137,688,000 | 139,733,000 | 142,313,000 | 144,509,000 |
| Allowance for loan losses | 1,177,000 | 1,179,000 | 1,185,000 | 1,197,000 |
| Securities available for sale | 42,601,000 | 50,854,000 | 49,808,000 | 45,297,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,692,000 | 164,885,000 | 165,445,000 | 167,118,000 |
| Interest-bearing deposits | 142,812,000 | 145,740,000 | 147,419,000 | 148,843,000 |
| Noninterest-bearing deposits | 18,880,000 | 19,145,000 | 18,026,000 | 18,275,000 |
| Equity capital | 36,905,000 | 36,799,000 | 37,420,000 | 38,262,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,768,000 | 5,593,000 | 8,480,000 | 11,347,000 |
| Interest expense | 1,174,000 | 2,363,000 | 3,547,000 | 4,699,000 |
| Net interest income | 1,594,000 | 3,230,000 | 4,933,000 | 6,648,000 |
| Noninterest income | 32,000 | 159,000 | 286,000 | 397,000 |
| Noninterest expense | 882,000 | 1,706,000 | 2,547,000 | 3,315,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 30,000 |
| Pretax income | 744,000 | 1,689,000 | 2,663,000 | 3,706,000 |
| Income tax | 193,000 | 446,000 | 702,000 | 990,000 |
| Net income | 551,000 | 1,243,000 | 1,961,000 | 2,716,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,394,000 | 36,630,000 | 37,349,000 | 37,636,000 |
| Total capital | 37,719,000 | 38,001,000 | 38,664,000 | 38,907,000 |
| Risk-weighted assets | 115,723,000 | 114,823,000 | 113,758,000 | 115,141,000 |