Call reports 2007
BANK OF LANDISBURG, THE — 2007
What BANK OF LANDISBURG, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 191,957,000 | 195,653,000 | 192,945,000 | 194,601,000 |
| Total loans | 125,383,000 | 131,362,000 | 135,789,000 | 136,260,000 |
| Allowance for loan losses | 1,260,000 | 1,208,000 | 1,188,000 | 1,185,000 |
| Securities available for sale | 57,211,000 | 52,763,000 | 44,660,000 | 43,399,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,742,000 | 159,927,000 | 156,557,000 | 157,416,000 |
| Interest-bearing deposits | 138,471,000 | 139,429,000 | 138,060,000 | 138,798,000 |
| Noninterest-bearing deposits | 18,271,000 | 20,498,000 | 18,497,000 | 18,618,000 |
| Equity capital | 34,538,000 | 34,800,000 | 35,772,000 | 36,223,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,665,000 | 5,410,000 | 8,238,000 | 10,890,000 |
| Interest expense | 1,179,000 | 2,365,000 | 3,541,000 | 4,715,000 |
| Net interest income | 1,486,000 | 3,045,000 | 4,697,000 | 6,175,000 |
| Noninterest income | 113,000 | 244,000 | 352,000 | 472,000 |
| Noninterest expense | 803,000 | 1,629,000 | 2,477,000 | 3,127,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 796,000 | 1,660,000 | 2,598,000 | 3,546,000 |
| Income tax | 201,000 | 429,000 | 685,000 | 948,000 |
| Net income | 595,000 | 1,231,000 | 1,913,000 | 2,598,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,883,000 | 35,087,000 | 35,769,000 | 36,010,000 |
| Total capital | 36,275,000 | 36,448,000 | 37,103,000 | 37,362,000 |
| Risk-weighted assets | 103,719,000 | 106,255,000 | 108,213,000 | 110,456,000 |