Call reports 2006
BANK OF LANDISBURG, THE — 2006
What BANK OF LANDISBURG, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 182,991,000 | 185,706,000 | 189,209,000 | 192,959,000 |
| Total loans | 103,462,000 | 109,113,000 | 114,875,000 | 121,346,000 |
| Allowance for loan losses | 1,261,000 | 1,259,000 | 1,252,000 | 1,262,000 |
| Securities available for sale | 70,034,000 | 68,438,000 | 66,044,000 | 61,447,000 |
| Securities held to maturity | 1,475,000 | 485,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,032,000 | 152,423,000 | 154,651,000 | 158,242,000 |
| Interest-bearing deposits | 133,467,000 | 136,203,000 | 137,721,000 | 140,715,000 |
| Noninterest-bearing deposits | 16,565,000 | 16,220,000 | 16,930,000 | 17,527,000 |
| Equity capital | 32,293,000 | 32,398,000 | 33,424,000 | 33,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,414,000 | 4,861,000 | 7,355,000 | 9,936,000 |
| Interest expense | 1,003,000 | 2,042,000 | 3,133,000 | 4,265,000 |
| Net interest income | 1,411,000 | 2,819,000 | 4,222,000 | 5,671,000 |
| Noninterest income | 98,000 | 233,000 | 334,000 | 453,000 |
| Noninterest expense | 736,000 | 1,432,000 | 2,172,000 | 2,922,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 773,000 | 1,620,000 | 2,384,000 | 3,202,000 |
| Income tax | 228,000 | 486,000 | 607,000 | 819,000 |
| Net income | 545,000 | 1,134,000 | 1,777,000 | 2,383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,278,000 | 33,459,000 | 34,102,000 | 34,288,000 |
| Total capital | 34,487,000 | 34,736,000 | 35,439,000 | 35,689,000 |
| Risk-weighted assets | 88,747,000 | 93,600,000 | 97,899,000 | 101,145,000 |