Call reports 2005
BANK OF LANDISBURG, THE — 2005
What BANK OF LANDISBURG, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 185,296,000 | 182,429,000 | 183,661,000 | 182,929,000 |
| Total loans | 98,933,000 | 100,157,000 | 98,977,000 | 99,252,000 |
| Allowance for loan losses | 1,313,000 | 1,306,000 | 1,260,000 | 1,262,000 |
| Securities available for sale | 72,602,000 | 72,208,000 | 74,646,000 | 71,801,000 |
| Securities held to maturity | 3,904,000 | 2,914,000 | 2,915,000 | 2,415,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,494,000 | 149,949,000 | 151,171,000 | 150,132,000 |
| Interest-bearing deposits | 136,082,000 | 133,438,000 | 135,325,000 | 133,028,000 |
| Noninterest-bearing deposits | 17,412,000 | 16,511,000 | 15,846,000 | 17,104,000 |
| Equity capital | 31,152,000 | 31,638,000 | 31,912,000 | 31,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,350,000 | 4,746,000 | 7,228,000 | 9,568,000 |
| Interest expense | 936,000 | 1,867,000 | 2,835,000 | 3,786,000 |
| Net interest income | 1,414,000 | 2,879,000 | 4,393,000 | 5,782,000 |
| Noninterest income | 88,000 | 236,000 | 336,000 | 409,000 |
| Noninterest expense | 751,000 | 1,451,000 | 2,170,000 | 2,846,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 751,000 | 1,664,000 | 2,559,000 | 3,357,000 |
| Income tax | 204,000 | 471,000 | 734,000 | 990,000 |
| Net income | 547,000 | 1,193,000 | 1,825,000 | 2,367,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,693,000 | 31,955,000 | 32,587,000 | 32,733,000 |
| Total capital | 32,871,000 | 33,134,000 | 33,782,000 | 33,910,000 |
| Risk-weighted assets | 86,086,000 | 86,333,000 | 87,420,000 | 86,385,000 |