Call reports 2004
BANK OF LANDISBURG, THE — 2004
What BANK OF LANDISBURG, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 183,196,000 | 184,653,000 | 186,209,000 | 183,178,000 |
| Total loans | 91,211,000 | 94,154,000 | 96,535,000 | 97,421,000 |
| Allowance for loan losses | 1,347,000 | 1,351,000 | 1,338,000 | 1,338,000 |
| Securities available for sale | 73,508,000 | 77,090,000 | 75,945,000 | 73,987,000 |
| Securities held to maturity | 8,598,000 | 6,096,000 | 4,880,000 | 4,879,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,027,000 | 153,586,000 | 154,375,000 | 151,086,000 |
| Interest-bearing deposits | 134,709,000 | 137,221,000 | 138,860,000 | 134,362,000 |
| Noninterest-bearing deposits | 16,318,000 | 16,365,000 | 15,515,000 | 16,724,000 |
| Equity capital | 31,233,000 | 30,244,000 | 31,252,000 | 31,191,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,390,000 | 4,783,000 | 7,204,000 | 9,603,000 |
| Interest expense | 1,009,000 | 2,001,000 | 2,976,000 | 3,949,000 |
| Net interest income | 1,381,000 | 2,782,000 | 4,228,000 | 5,654,000 |
| Noninterest income | 101,000 | 164,000 | 253,000 | 352,000 |
| Noninterest expense | 709,000 | 1,391,000 | 2,128,000 | 2,839,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 773,000 | 1,555,000 | 2,353,000 | 3,167,000 |
| Income tax | 201,000 | 405,000 | 618,000 | 845,000 |
| Net income | 572,000 | 1,150,000 | 1,735,000 | 2,322,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,128,000 | 30,346,000 | 30,931,000 | 31,146,000 |
| Total capital | 31,233,000 | 31,484,000 | 32,078,000 | 32,289,000 |
| Risk-weighted assets | 81,404,000 | 83,894,000 | 84,352,000 | 83,227,000 |