Call reports 2003
BANK OF LANDISBURG, THE — 2003
What BANK OF LANDISBURG, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 174,508,000 | 176,654,000 | 179,022,000 | 182,128,000 |
| Total loans | 89,585,000 | 89,988,000 | 89,747,000 | 90,273,000 |
| Allowance for loan losses | 1,362,000 | 1,344,000 | 1,347,000 | 1,349,000 |
| Securities available for sale | 49,165,000 | 57,466,000 | 66,942,000 | 73,245,000 |
| Securities held to maturity | 25,565,000 | 21,960,000 | 17,335,000 | 12,999,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,087,000 | 145,426,000 | 147,692,000 | 150,936,000 |
| Interest-bearing deposits | 128,527,000 | 130,259,000 | 132,305,000 | 135,927,000 |
| Noninterest-bearing deposits | 15,560,000 | 15,167,000 | 15,387,000 | 15,009,000 |
| Equity capital | 29,506,000 | 30,015,000 | 30,412,000 | 30,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,541,000 | 5,060,000 | 7,545,000 | 9,987,000 |
| Interest expense | 1,087,000 | 2,152,000 | 3,216,000 | 4,254,000 |
| Net interest income | 1,454,000 | 2,908,000 | 4,329,000 | 5,733,000 |
| Noninterest income | 87,000 | 179,000 | 274,000 | 371,000 |
| Noninterest expense | 721,000 | 1,393,000 | 2,155,000 | 2,854,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 820,000 | 1,694,000 | 2,448,000 | 3,250,000 |
| Income tax | 206,000 | 434,000 | 618,000 | 831,000 |
| Net income | 614,000 | 1,260,000 | 1,830,000 | 2,419,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,399,000 | 28,733,000 | 29,303,000 | 29,556,000 |
| Total capital | 29,427,000 | 29,805,000 | 30,355,000 | 30,625,000 |
| Risk-weighted assets | 76,851,000 | 79,406,000 | 77,627,000 | 78,795,000 |