Call reports 2002
BANK OF LANDISBURG, THE — 2002
What BANK OF LANDISBURG, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 163,592,000 | 165,557,000 | 173,382,000 | 173,871,000 |
| Total loans | 90,881,000 | 91,226,000 | 92,287,000 | 91,568,000 |
| Allowance for loan losses | 1,422,000 | 1,422,000 | 1,383,000 | 1,358,000 |
| Securities available for sale | 32,554,000 | 34,861,000 | 40,541,000 | 48,074,000 |
| Securities held to maturity | 33,070,000 | 30,636,000 | 28,852,000 | 27,354,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,116,000 | 137,199,000 | 144,066,000 | 143,883,000 |
| Interest-bearing deposits | 121,595,000 | 123,233,000 | 129,964,000 | 129,494,000 |
| Noninterest-bearing deposits | 14,521,000 | 13,966,000 | 14,102,000 | 14,389,000 |
| Equity capital | 26,671,000 | 27,465,000 | 28,428,000 | 28,874,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,610,000 | 5,190,000 | 7,788,000 | 10,418,000 |
| Interest expense | 1,292,000 | 2,572,000 | 3,820,000 | 4,987,000 |
| Net interest income | 1,318,000 | 2,618,000 | 3,968,000 | 5,431,000 |
| Noninterest income | 70,000 | 147,000 | 218,000 | 298,000 |
| Noninterest expense | 660,000 | 1,331,000 | 2,053,000 | 2,758,000 |
| Provision for loan losses | 7,000 | 15,000 | 23,000 | 23,000 |
| Pretax income | 721,000 | 1,419,000 | 2,110,000 | 2,948,000 |
| Income tax | 181,000 | 354,000 | 524,000 | 749,000 |
| Net income | 540,000 | 1,065,000 | 1,586,000 | 2,199,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,678,000 | 26,939,000 | 27,460,000 | 27,785,000 |
| Total capital | 27,727,000 | 27,985,000 | 28,509,000 | 28,824,000 |
| Risk-weighted assets | 76,333,000 | 76,315,000 | 78,311,000 | 77,078,000 |