Call reports 2001
BANK OF LANDISBURG, THE — 2001
What BANK OF LANDISBURG, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 147,194,000 | 151,407,000 | 155,244,000 | 160,156,000 |
| Total loans | 94,016,000 | 94,626,000 | 93,093,000 | 90,327,000 |
| Allowance for loan losses | 1,402,000 | 1,421,000 | 1,426,000 | 1,433,000 |
| Securities available for sale | 3,551,000 | 6,889,000 | 9,910,000 | 23,310,000 |
| Securities held to maturity | 36,476,000 | 37,925,000 | 36,593,000 | 35,249,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,119,000 | 124,991,000 | 128,300,000 | 132,902,000 |
| Interest-bearing deposits | 107,505,000 | 111,531,000 | 115,007,000 | 118,844,000 |
| Noninterest-bearing deposits | 13,614,000 | 13,460,000 | 13,293,000 | 14,058,000 |
| Equity capital | 25,216,000 | 25,567,000 | 26,151,000 | 26,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,580,000 | 5,213,000 | 7,830,000 | 10,533,000 |
| Interest expense | 1,305,000 | 2,661,000 | 4,028,000 | 5,394,000 |
| Net interest income | 1,275,000 | 2,552,000 | 3,802,000 | 5,139,000 |
| Noninterest income | 56,000 | 126,000 | 186,000 | 245,000 |
| Noninterest expense | 609,000 | 1,202,000 | 1,843,000 | 2,586,000 |
| Provision for loan losses | 7,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 743,000 | 1,489,000 | 2,150,000 | 2,813,000 |
| Income tax | 210,000 | 412,000 | 577,000 | 744,000 |
| Net income | 533,000 | 1,077,000 | 1,573,000 | 2,069,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,058,000 | 25,386,000 | 25,882,000 | 26,138,000 |
| Total capital | 26,136,000 | 26,476,000 | 26,965,000 | 27,231,000 |
| Risk-weighted assets | 78,644,000 | 79,272,000 | 79,492,000 | 80,803,000 |