Call report 2014Q4
LOTUS BANK — 2014Q4
The 22 measures LOTUS BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 107,515,000 | USD | evidence → |
| Total loans | 77,990,000 | USD | evidence → |
| Allowance for loan losses | 1,205,000 | USD | evidence → |
| Securities available for sale | 14,002,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 93,339,000 | USD | evidence → |
| Interest-bearing deposits | 73,385,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,954,000 | USD | evidence → |
| Equity capital | 11,848,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,291,000 | USD | evidence → |
| Interest expense | 643,000 | USD | evidence → |
| Net interest income | 3,648,000 | USD | evidence → |
| Noninterest income | 146,000 | USD | evidence → |
| Noninterest expense | 3,110,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 684,000 | USD | evidence → |
| Income tax | 249,000 | USD | evidence → |
| Net income | 435,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,475,000 | USD | evidence → |
| Total capital | 12,545,000 | USD | evidence → |
| Risk-weighted assets | 85,489,000 | USD | evidence → |