Call reports 2012
LOTUS BANK — 2012
What LOTUS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 71,239,000 | 74,195,000 | 78,310,000 | 81,946,000 |
| Total loans | 54,025,000 | 60,930,000 | 60,135,000 | 58,666,000 |
| Allowance for loan losses | 1,346,000 | 1,346,000 | 1,351,000 | 1,351,000 |
| Securities available for sale | 7,097,000 | 6,625,000 | 7,708,000 | 9,188,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,757,000 | 65,163,000 | 67,932,000 | 70,772,000 |
| Interest-bearing deposits | 54,744,000 | 56,528,000 | 58,609,000 | 58,614,000 |
| Noninterest-bearing deposits | 7,013,000 | 8,635,000 | 9,323,000 | 12,158,000 |
| Equity capital | 8,493,000 | 8,826,000 | 10,098,000 | 10,859,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 879,000 | 1,822,000 | 2,799,000 | 3,897,000 |
| Interest expense | 138,000 | 270,000 | 408,000 | 541,000 |
| Net interest income | 741,000 | 1,552,000 | 2,391,000 | 3,356,000 |
| Noninterest income | 35,000 | 79,000 | 133,000 | 178,000 |
| Noninterest expense | 555,000 | 1,118,000 | 1,756,000 | 2,367,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 227,000 | 519,000 | 774,000 | 1,173,000 |
| Income tax | 0 | 0 | 0 | -401,000 |
| Net income | 227,000 | 519,000 | 774,000 | 1,574,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,322,000 | 8,621,000 | 9,883,000 | 10,689,000 |
| Total capital | 9,083,000 | 9,443,000 | 10,714,000 | 11,439,000 |
| Risk-weighted assets | 60,265,000 | 65,920,000 | 65,967,000 | 66,482,000 |