Call report 2008Q4
LOTUS BANK — 2008Q4
The 22 measures LOTUS BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 34,350,000 | USD | evidence → |
| Total loans | 25,400,000 | USD | evidence → |
| Allowance for loan losses | 314,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 25,953,000 | USD | evidence → |
| Interest-bearing deposits | 22,294,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,659,000 | USD | evidence → |
| Equity capital | 8,298,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,047,000 | USD | evidence → |
| Interest expense | 368,000 | USD | evidence → |
| Net interest income | 679,000 | USD | evidence → |
| Noninterest income | 39,000 | USD | evidence → |
| Noninterest expense | 1,882,000 | USD | evidence → |
| Provision for loan losses | 226,000 | USD | evidence → |
| Pretax income | -1,390,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -1,390,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,298,000 | USD | evidence → |
| Total capital | 8,612,000 | USD | evidence → |
| Risk-weighted assets | 30,731,000 | USD | evidence → |