Call reports 2010
MARYLAND BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2010
What MARYLAND BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 355,206,000 | 348,063,000 | 346,549,000 | 342,863,000 |
| Total loans | 228,735,000 | 226,919,000 | 224,974,000 | 217,042,000 |
| Allowance for loan losses | 6,223,000 | 6,554,000 | 7,177,000 | 6,926,000 |
| Securities available for sale | 72,210,000 | 65,907,000 | 61,440,000 | 71,531,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 303,634,000 | 296,960,000 | 291,230,000 | 293,184,000 |
| Interest-bearing deposits | 214,527,000 | 205,670,000 | 201,736,000 | 198,790,000 |
| Noninterest-bearing deposits | 89,107,000 | 91,290,000 | 89,494,000 | 94,394,000 |
| Equity capital | 30,287,000 | 30,370,000 | 30,347,000 | 24,525,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,229,000 | 8,352,000 | 12,409,000 | 16,253,000 |
| Interest expense | 1,039,000 | 1,953,000 | 2,660,000 | 3,303,000 |
| Net interest income | 3,190,000 | 6,399,000 | 9,749,000 | 12,950,000 |
| Noninterest income | 464,000 | 956,000 | 1,410,000 | 1,670,000 |
| Noninterest expense | 3,280,000 | 6,875,000 | 10,312,000 | 14,183,000 |
| Provision for loan losses | 1,850,000 | 2,435,000 | 3,149,000 | 3,940,000 |
| Pretax income | -1,448,000 | -1,694,000 | -1,524,000 | -2,501,000 |
| Income tax | -586,000 | -722,000 | -709,000 | 3,071,000 |
| Net income | -862,000 | -972,000 | -815,000 | -5,572,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,215,000 | 30,106,000 | 30,263,000 | 25,506,000 |
| Total capital | 33,192,000 | 32,999,000 | 33,098,000 | 28,214,000 |
| Risk-weighted assets | 234,846,000 | 227,743,000 | 222,461,000 | 212,418,000 |