Call reports 2009
MARYLAND BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2009
What MARYLAND BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 323,255,000 | 335,476,000 | 338,620,000 | 349,330,000 |
| Total loans | 212,080,000 | 216,204,000 | 228,895,000 | 232,395,000 |
| Allowance for loan losses | 2,600,000 | 2,600,000 | 4,313,000 | 6,191,000 |
| Securities available for sale | 54,145,000 | 70,063,000 | 78,863,000 | 77,551,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,181,000 | 285,138,000 | 287,678,000 | 298,076,000 |
| Interest-bearing deposits | 202,661,000 | 206,711,000 | 206,133,000 | 210,927,000 |
| Noninterest-bearing deposits | 74,520,000 | 78,427,000 | 81,545,000 | 87,149,000 |
| Equity capital | 28,890,000 | 29,861,000 | 29,756,000 | 30,515,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,979,000 | 7,990,000 | 12,265,000 | 16,538,000 |
| Interest expense | 1,263,000 | 2,561,000 | 3,761,000 | 4,883,000 |
| Net interest income | 2,716,000 | 5,429,000 | 8,504,000 | 11,655,000 |
| Noninterest income | 489,000 | 946,000 | 1,448,000 | 1,957,000 |
| Noninterest expense | 3,131,000 | 6,392,000 | 9,980,000 | 13,382,000 |
| Provision for loan losses | 231,000 | 456,000 | 3,300,000 | 5,669,000 |
| Pretax income | -150,000 | -431,000 | -3,035,000 | -4,888,000 |
| Income tax | -115,000 | -275,000 | -1,298,000 | -1,164,000 |
| Net income | -35,000 | -156,000 | -1,737,000 | -3,724,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,378,000 | 30,557,000 | 30,075,000 | 30,509,000 |
| Total capital | 31,978,000 | 33,157,000 | 33,038,000 | 33,461,000 |
| Risk-weighted assets | 218,973,000 | 224,541,000 | 235,660,000 | 232,880,000 |