Call reports 2007
MARYLAND BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2007
What MARYLAND BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 296,872,000 | 293,248,000 | 284,706,000 | 286,483,000 |
| Total loans | 180,782,000 | 178,252,000 | 180,340,000 | 184,545,000 |
| Allowance for loan losses | 2,532,000 | 2,552,000 | 2,489,000 | 2,612,000 |
| Securities available for sale | 80,654,000 | 73,470,000 | 71,132,000 | 65,025,000 |
| Securities held to maturity | 1,951,000 | 950,000 | 950,000 | 950,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,918,000 | 253,880,000 | 242,701,000 | 245,904,000 |
| Interest-bearing deposits | 172,131,000 | 169,625,000 | 160,158,000 | 160,418,000 |
| Noninterest-bearing deposits | 84,787,000 | 84,255,000 | 82,543,000 | 85,486,000 |
| Equity capital | 28,186,000 | 27,912,000 | 28,808,000 | 29,212,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,391,000 | 8,674,000 | 12,968,000 | 17,162,000 |
| Interest expense | 1,108,000 | 2,146,000 | 3,201,000 | 4,267,000 |
| Net interest income | 3,283,000 | 6,528,000 | 9,767,000 | 12,895,000 |
| Noninterest income | 620,000 | 1,068,000 | 1,545,000 | 2,012,000 |
| Noninterest expense | 3,428,000 | 6,758,000 | 10,321,000 | 13,167,000 |
| Provision for loan losses | 0 | 0 | -36,000 | 121,000 |
| Pretax income | 475,000 | 839,000 | 1,027,000 | 1,619,000 |
| Income tax | 105,000 | 94,000 | 97,000 | 231,000 |
| Net income | 370,000 | 745,000 | 930,000 | 1,388,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,802,000 | 29,177,000 | 29,363,000 | 29,174,000 |
| Total capital | 31,204,000 | 31,556,000 | 31,723,000 | 31,536,000 |
| Risk-weighted assets | 192,040,000 | 190,171,000 | 188,614,000 | 188,655,000 |