Call reports 2006
MARYLAND BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2006
What MARYLAND BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 322,713,000 | 310,481,000 | 306,619,000 | 305,743,000 |
| Total loans | 190,177,000 | 188,845,000 | 187,972,000 | 189,801,000 |
| Allowance for loan losses | 2,585,000 | 2,611,000 | 2,606,000 | 2,568,000 |
| Securities available for sale | 92,558,000 | 88,240,000 | 88,367,000 | 84,610,000 |
| Securities held to maturity | 1,198,000 | 1,199,000 | 949,000 | 949,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 286,727,000 | 274,432,000 | 262,122,000 | 259,999,000 |
| Interest-bearing deposits | 202,719,000 | 190,660,000 | 179,373,000 | 177,000,000 |
| Noninterest-bearing deposits | 84,008,000 | 83,772,000 | 82,749,000 | 82,999,000 |
| Equity capital | 26,409,000 | 26,160,000 | 27,602,000 | 27,975,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,351,000 | 8,779,000 | 13,359,000 | 17,910,000 |
| Interest expense | 1,031,000 | 2,077,000 | 3,143,000 | 4,270,000 |
| Net interest income | 3,320,000 | 6,702,000 | 10,216,000 | 13,640,000 |
| Noninterest income | 531,000 | 995,000 | 1,476,000 | 1,970,000 |
| Noninterest expense | 3,186,000 | 6,476,000 | 10,020,000 | 12,907,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 635,000 | 1,191,000 | 1,645,000 | 2,676,000 |
| Income tax | 136,000 | 247,000 | 339,000 | 573,000 |
| Net income | 499,000 | 944,000 | 1,306,000 | 2,103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,855,000 | 28,300,000 | 28,281,000 | 28,432,000 |
| Total capital | 30,410,000 | 30,822,000 | 30,774,000 | 30,935,000 |
| Risk-weighted assets | 204,333,000 | 201,656,000 | 199,294,000 | 200,160,000 |