Call reports 2004
MARYLAND BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2004
What MARYLAND BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 300,049,000 | 306,405,000 | 310,391,000 | 316,805,000 |
| Total loans | 176,252,000 | 177,352,000 | 186,956,000 | 191,712,000 |
| Allowance for loan losses | 2,049,000 | 2,148,000 | 2,261,000 | 2,009,000 |
| Securities available for sale | 86,240,000 | 87,097,000 | 93,468,000 | 91,732,000 |
| Securities held to maturity | 2,499,000 | 2,499,000 | 2,229,000 | 1,629,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 267,279,000 | 275,621,000 | 277,097,000 | 283,962,000 |
| Interest-bearing deposits | 195,708,000 | 198,016,000 | 198,567,000 | 198,387,000 |
| Noninterest-bearing deposits | 71,571,000 | 77,605,000 | 78,530,000 | 85,575,000 |
| Equity capital | 24,541,000 | 23,320,000 | 25,131,000 | 25,432,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,602,000 | 7,141,000 | 10,958,000 | 14,931,000 |
| Interest expense | 640,000 | 1,250,000 | 1,869,000 | 2,533,000 |
| Net interest income | 2,962,000 | 5,891,000 | 9,089,000 | 12,398,000 |
| Noninterest income | 620,000 | 1,137,000 | 1,789,000 | 2,298,000 |
| Noninterest expense | 2,645,000 | 5,484,000 | 8,507,000 | 11,123,000 |
| Provision for loan losses | 0 | 60,000 | 60,000 | 60,000 |
| Pretax income | 1,008,000 | 1,556,000 | 2,382,000 | 3,587,000 |
| Income tax | 399,000 | 519,000 | 767,000 | 1,074,000 |
| Net income | 609,000 | 1,037,000 | 1,615,000 | 2,513,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,796,000 | 24,224,000 | 24,802,000 | 25,053,000 |
| Total capital | 25,845,000 | 26,372,000 | 27,063,000 | 27,062,000 |
| Risk-weighted assets | 183,580,000 | 188,095,000 | 194,125,000 | 199,812,000 |