Call reports 2002
MARYLAND BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2002
What MARYLAND BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 257,512,000 | 263,820,000 | 277,072,000 | 281,212,000 |
| Total loans | 150,696,000 | 145,685,000 | 146,773,000 | 153,032,000 |
| Allowance for loan losses | 1,630,000 | 1,685,000 | 1,649,000 | 1,749,000 |
| Securities available for sale | 51,807,000 | 61,979,000 | 65,931,000 | 82,950,000 |
| Securities held to maturity | 4,404,000 | 3,403,000 | 2,752,000 | 2,751,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,939,000 | 235,110,000 | 246,856,000 | 252,193,000 |
| Interest-bearing deposits | 152,313,000 | 155,522,000 | 186,214,000 | 190,099,000 |
| Noninterest-bearing deposits | 77,626,000 | 79,588,000 | 60,642,000 | 62,094,000 |
| Equity capital | 21,495,000 | 22,475,000 | 23,031,000 | 22,542,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,818,000 | 7,559,000 | 11,237,000 | 14,938,000 |
| Interest expense | 1,188,000 | 2,282,000 | 3,383,000 | 4,461,000 |
| Net interest income | 2,630,000 | 5,277,000 | 7,854,000 | 10,477,000 |
| Noninterest income | 544,000 | 1,034,000 | 1,530,000 | 2,029,000 |
| Noninterest expense | 2,252,000 | 4,797,000 | 7,290,000 | 10,182,000 |
| Provision for loan losses | 75,000 | 195,000 | 315,000 | 365,000 |
| Pretax income | 858,000 | 1,330,000 | 1,807,000 | 1,988,000 |
| Income tax | 334,000 | 448,000 | 577,000 | 543,000 |
| Net income | 524,000 | 882,000 | 1,230,000 | 1,445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,364,000 | 21,722,000 | 22,070,000 | 21,684,000 |
| Total capital | 22,994,000 | 23,407,000 | 23,719,000 | 23,433,000 |
| Risk-weighted assets | 159,981,000 | 158,145,000 | 161,032,000 | 167,179,000 |