Call reports 2001
MARYLAND BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2001
What MARYLAND BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 227,422,000 | 238,210,000 | 245,322,000 | 250,033,000 |
| Total loans | 149,362,000 | 149,773,000 | 152,621,000 | 150,627,000 |
| Allowance for loan losses | 2,183,000 | 2,249,000 | 1,769,000 | 1,702,000 |
| Securities available for sale | 41,925,000 | 44,478,000 | 45,477,000 | 44,462,000 |
| Securities held to maturity | 4,665,000 | 4,660,000 | 4,407,000 | 4,405,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,237,000 | 211,732,000 | 216,793,000 | 223,348,000 |
| Interest-bearing deposits | 151,996,000 | 158,825,000 | 162,017,000 | 164,352,000 |
| Noninterest-bearing deposits | 49,241,000 | 52,907,000 | 54,776,000 | 58,996,000 |
| Equity capital | 20,416,000 | 20,927,000 | 21,644,000 | 21,249,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,428,000 | 8,601,000 | 12,399,000 | 16,295,000 |
| Interest expense | 1,581,000 | 3,166,000 | 4,755,000 | 6,128,000 |
| Net interest income | 2,847,000 | 5,435,000 | 7,644,000 | 10,167,000 |
| Noninterest income | 560,000 | 1,087,000 | 1,566,000 | 2,192,000 |
| Noninterest expense | 2,508,000 | 5,133,000 | 7,594,000 | 10,297,000 |
| Provision for loan losses | 30,000 | 30,000 | -220,000 | -220,000 |
| Pretax income | 888,000 | 1,378,000 | 1,854,000 | 2,464,000 |
| Income tax | 300,000 | 370,000 | 548,000 | 523,000 |
| Net income | 588,000 | 1,008,000 | 1,306,000 | 1,941,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,081,000 | 20,501,000 | 20,799,000 | 20,840,000 |
| Total capital | 22,048,000 | 22,459,000 | 22,568,000 | 22,542,000 |
| Risk-weighted assets | 157,030,000 | 156,243,000 | 159,474,000 | 158,484,000 |