Call reports 2025
BANK OF PERRY COUNTY — 2025
What BANK OF PERRY COUNTY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 235,560,000 | 238,301,000 | 243,071,000 | 243,231,000 |
| Total loans | 192,628,000 | 193,345,000 | 196,750,000 | 198,145,000 |
| Allowance for loan losses | 1,934,000 | 1,911,000 | 1,954,000 | 1,951,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 12,356,000 | 12,157,000 | 12,057,000 | 11,357,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,549,000 | 210,429,000 | 214,797,000 | 214,456,000 |
| Interest-bearing deposits | 161,279,000 | 163,514,000 | 166,152,000 | 166,003,000 |
| Noninterest-bearing deposits | 46,270,000 | 46,915,000 | 48,645,000 | 48,453,000 |
| Equity capital | 21,609,000 | 21,586,000 | 22,039,000 | 22,811,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,675,000 | 7,347,000 | 11,154,000 | 14,969,000 |
| Interest expense | 1,335,000 | 2,709,000 | 4,107,000 | 5,483,000 |
| Net interest income | 2,340,000 | 4,638,000 | 7,047,000 | 9,486,000 |
| Noninterest income | 257,000 | 583,000 | 897,000 | 1,157,000 |
| Noninterest expense | 1,427,000 | 2,925,000 | 4,438,000 | 6,255,000 |
| Provision for loan losses | 65,000 | 85,000 | 145,000 | 185,000 |
| Pretax income | 1,105,000 | 2,211,000 | 3,361,000 | 4,203,000 |
| Income tax | 43,000 | 88,000 | 154,000 | 224,000 |
| Net income | 1,062,000 | 2,123,000 | 3,207,000 | 3,979,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,568,000 | 21,545,000 | 21,998,000 | 22,770,000 |
| Total capital | 23,502,000 | 23,456,000 | 23,952,000 | 24,721,000 |
| Risk-weighted assets | 165,233,000 | 166,340,000 | 169,963,000 | 170,928,000 |