Call reports 2024
BANK OF PERRY COUNTY — 2024
What BANK OF PERRY COUNTY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 223,000,000 | 223,982,000 | 230,658,000 | 232,305,000 |
| Total loans | 181,294,000 | 187,056,000 | 188,706,000 | 190,223,000 |
| Allowance for loan losses | 1,908,000 | 1,909,000 | 1,892,000 | 1,872,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 12,958,000 | 12,658,000 | 12,457,000 | 12,856,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,719,000 | 196,612,000 | 202,938,000 | 204,411,000 |
| Interest-bearing deposits | 149,907,000 | 153,719,000 | 159,217,000 | 159,266,000 |
| Noninterest-bearing deposits | 45,812,000 | 42,893,000 | 43,721,000 | 45,145,000 |
| Equity capital | 20,543,000 | 20,514,000 | 20,766,000 | 21,387,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,278,000 | 6,612,000 | 10,118,000 | 13,678,000 |
| Interest expense | 1,177,000 | 2,424,000 | 3,742,000 | 5,097,000 |
| Net interest income | 2,101,000 | 4,188,000 | 6,376,000 | 8,581,000 |
| Noninterest income | 284,000 | 551,000 | 829,000 | 1,096,000 |
| Noninterest expense | 1,415,000 | 2,787,000 | 4,279,000 | 6,035,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 970,000 | 1,952,000 | 2,926,000 | 3,622,000 |
| Income tax | 110,000 | 225,000 | 317,000 | 392,000 |
| Net income | 860,000 | 1,727,000 | 2,609,000 | 3,230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,502,000 | 20,473,000 | 20,725,000 | 21,346,000 |
| Total capital | 22,410,000 | 22,382,000 | 22,617,000 | 23,218,000 |
| Risk-weighted assets | 155,599,000 | 157,813,000 | 161,031,000 | 162,492,000 |