Call reports 2023
BANK OF PERRY COUNTY — 2023
What BANK OF PERRY COUNTY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 211,595,000 | 221,458,000 | 221,924,000 | 226,318,000 |
| Total loans | 174,063,000 | 181,309,000 | 182,783,000 | 183,439,000 |
| Allowance for loan losses | 1,901,000 | 1,884,000 | 1,915,000 | 1,897,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 12,959,000 | 12,959,000 | 12,959,000 | 12,958,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,166,000 | 192,860,000 | 193,909,000 | 198,030,000 |
| Interest-bearing deposits | 137,776,000 | 142,744,000 | 144,412,000 | 151,176,000 |
| Noninterest-bearing deposits | 47,390,000 | 50,116,000 | 49,497,000 | 46,854,000 |
| Equity capital | 19,365,000 | 19,489,000 | 19,841,000 | 20,523,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,712,000 | 5,651,000 | 8,786,000 | 12,090,000 |
| Interest expense | 608,000 | 1,371,000 | 2,313,000 | 3,403,000 |
| Net interest income | 2,104,000 | 4,280,000 | 6,473,000 | 8,687,000 |
| Noninterest income | 225,000 | 505,000 | 793,000 | 1,037,000 |
| Noninterest expense | 1,263,000 | 2,615,000 | 3,974,000 | 5,710,000 |
| Provision for loan losses | 50,000 | 50,000 | 110,000 | 130,000 |
| Pretax income | 1,016,000 | 2,120,000 | 3,182,000 | 3,884,000 |
| Income tax | 83,000 | 188,000 | 268,000 | 288,000 |
| Net income | 933,000 | 1,932,000 | 2,914,000 | 3,596,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,324,000 | 19,448,000 | 19,800,000 | 20,482,000 |
| Total capital | 21,198,000 | 21,331,000 | 21,715,000 | 22,379,000 |
| Risk-weighted assets | 149,971,000 | 155,661,000 | 157,200,000 | 158,237,000 |