Call reports 2022
BANK OF PERRY COUNTY — 2022
What BANK OF PERRY COUNTY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 209,788,000 | 206,493,000 | 208,670,000 | 206,342,000 |
| Total loans | 162,755,000 | 165,833,000 | 170,173,000 | 172,317,000 |
| Allowance for loan losses | 1,665,000 | 1,719,000 | 1,800,000 | 1,874,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 11,311,000 | 12,060,000 | 12,659,000 | 12,959,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,792,000 | 182,757,000 | 183,649,000 | 178,696,000 |
| Interest-bearing deposits | 135,331,000 | 132,576,000 | 130,692,000 | 131,159,000 |
| Noninterest-bearing deposits | 45,461,000 | 50,181,000 | 52,957,000 | 47,537,000 |
| Equity capital | 18,373,000 | 18,220,000 | 18,550,000 | 19,292,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,378,000 | 4,824,000 | 7,359,000 | 9,991,000 |
| Interest expense | 226,000 | 415,000 | 634,000 | 1,028,000 |
| Net interest income | 2,152,000 | 4,409,000 | 6,725,000 | 8,963,000 |
| Noninterest income | 249,000 | 514,000 | 781,000 | 1,013,000 |
| Noninterest expense | 1,238,000 | 2,532,000 | 3,832,000 | 5,398,000 |
| Provision for loan losses | 40,000 | 80,000 | 150,000 | 250,000 |
| Pretax income | 1,123,000 | 2,311,000 | 3,524,000 | 4,328,000 |
| Income tax | 61,000 | 142,000 | 237,000 | 299,000 |
| Net income | 1,062,000 | 2,169,000 | 3,287,000 | 4,029,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,332,000 | 18,179,000 | 18,509,000 | 19,251,000 |
| Total capital | 19,997,000 | 19,898,000 | 20,309,000 | 21,108,000 |
| Risk-weighted assets | 144,916,000 | 146,062,000 | 149,050,000 | 148,554,000 |