Call reports 2021
BANK OF PERRY COUNTY — 2021
What BANK OF PERRY COUNTY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 192,818,000 | 200,601,000 | 202,526,000 | 209,539,000 |
| Total loans | 150,587,000 | 155,715,000 | 156,797,000 | 157,478,000 |
| Allowance for loan losses | 1,758,000 | 1,785,000 | 1,799,000 | 1,624,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,557,000 | 7,556,000 | 9,113,000 | 10,012,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,210,000 | 169,427,000 | 171,425,000 | 178,276,000 |
| Interest-bearing deposits | 121,119,000 | 127,470,000 | 129,066,000 | 134,720,000 |
| Noninterest-bearing deposits | 40,091,000 | 41,957,000 | 42,359,000 | 43,556,000 |
| Equity capital | 17,370,000 | 17,243,000 | 17,531,000 | 18,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,244,000 | 4,580,000 | 6,896,000 | 9,273,000 |
| Interest expense | 360,000 | 688,000 | 979,000 | 1,238,000 |
| Net interest income | 1,884,000 | 3,892,000 | 5,917,000 | 8,035,000 |
| Noninterest income | 242,000 | 524,000 | 798,000 | 1,101,000 |
| Noninterest expense | 1,223,000 | 2,468,000 | 3,752,000 | 5,472,000 |
| Provision for loan losses | 30,000 | 70,000 | 90,000 | 100,000 |
| Pretax income | 873,000 | 1,878,000 | 2,873,000 | 3,564,000 |
| Income tax | 76,000 | 158,000 | 235,000 | 306,000 |
| Net income | 797,000 | 1,720,000 | 2,638,000 | 3,258,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,350,000 | 17,202,000 | 17,490,000 | 18,110,000 |
| Total capital | — | — | — | 19,734,000 |
| Risk-weighted assets | — | — | — | 136,508,000 |