Call reports 2020
BANK OF PERRY COUNTY — 2020
What BANK OF PERRY COUNTY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 174,108,000 | 191,503,000 | 187,457,000 | 191,897,000 |
| Total loans | 149,768,000 | 146,676,000 | 150,346,000 | 152,716,000 |
| Allowance for loan losses | 1,558,000 | 1,626,000 | 1,690,000 | 1,728,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,878,000 | 6,600,000 | 7,598,000 | 6,894,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,532,000 | 157,568,000 | 155,059,000 | 159,944,000 |
| Interest-bearing deposits | 112,756,000 | 120,600,000 | 120,330,000 | 121,591,000 |
| Noninterest-bearing deposits | 27,776,000 | 36,968,000 | 34,729,000 | 38,353,000 |
| Equity capital | 16,306,000 | 17,006,000 | 17,142,000 | 17,203,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,371,000 | 4,667,000 | 7,009,000 | 9,375,000 |
| Interest expense | 516,000 | 1,002,000 | 1,444,000 | 1,854,000 |
| Net interest income | 1,855,000 | 3,665,000 | 5,565,000 | 7,521,000 |
| Noninterest income | 233,000 | 434,000 | 702,000 | 941,000 |
| Noninterest expense | 1,204,000 | 2,400,000 | 3,601,000 | 5,042,000 |
| Provision for loan losses | 80,000 | 140,000 | 215,000 | 275,000 |
| Pretax income | 804,000 | 1,559,000 | 2,451,000 | 3,145,000 |
| Income tax | 62,000 | 117,000 | 173,000 | 229,000 |
| Net income | 742,000 | 1,442,000 | 2,278,000 | 2,916,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,279,000 | 16,979,000 | 17,115,000 | 17,183,000 |