Call reports 2019
BANK OF PERRY COUNTY — 2019
What BANK OF PERRY COUNTY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 170,647,000 | 173,255,000 | 172,294,000 | 176,749,000 |
| Total loans | 144,718,000 | 145,996,000 | 148,897,000 | 150,575,000 |
| Allowance for loan losses | 1,534,000 | 1,550,000 | 1,634,000 | 1,501,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,726,000 | 6,925,000 | 7,125,000 | 6,845,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,277,000 | 144,155,000 | 141,523,000 | 144,590,000 |
| Interest-bearing deposits | 113,511,000 | 113,788,000 | 110,448,000 | 116,798,000 |
| Noninterest-bearing deposits | 27,766,000 | 30,367,000 | 31,075,000 | 27,792,000 |
| Equity capital | 15,951,000 | 16,073,000 | 16,261,000 | 16,164,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,224,000 | 4,551,000 | 6,924,000 | 9,302,000 |
| Interest expense | 473,000 | 993,000 | 1,523,000 | 2,065,000 |
| Net interest income | 1,751,000 | 3,558,000 | 5,401,000 | 7,237,000 |
| Noninterest income | 209,000 | 409,000 | 668,000 | 904,000 |
| Noninterest expense | 1,133,000 | 2,331,000 | 3,467,000 | 4,873,000 |
| Provision for loan losses | 65,000 | 85,000 | 210,000 | 285,000 |
| Pretax income | 762,000 | 1,551,000 | 2,392,000 | 2,983,000 |
| Income tax | 53,000 | 120,000 | 172,000 | 260,000 |
| Net income | 709,000 | 1,431,000 | 2,220,000 | 2,723,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,901,000 | 16,046,000 | 16,234,000 | 16,137,000 |
| Total capital | 17,435,000 | 17,596,000 | 17,847,000 | 17,638,000 |
| Risk-weighted assets | 124,506,000 | 127,782,000 | 129,001,000 | 130,103,000 |