Call reports 2018
BANK OF PERRY COUNTY — 2018
What BANK OF PERRY COUNTY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 162,306,000 | 159,508,000 | 166,288,000 | 165,457,000 |
| Total loans | 134,474,000 | 136,586,000 | 141,038,000 | 140,638,000 |
| Allowance for loan losses | 1,655,000 | 1,688,000 | 1,715,000 | 1,488,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,847,000 | 7,146,000 | 7,144,000 | 6,443,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,425,000 | 133,876,000 | 138,562,000 | 138,221,000 |
| Interest-bearing deposits | 108,629,000 | 106,918,000 | 111,541,000 | 110,733,000 |
| Noninterest-bearing deposits | 27,796,000 | 26,958,000 | 27,021,000 | 27,488,000 |
| Equity capital | 15,444,000 | 15,606,000 | 15,829,000 | 15,842,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,083,000 | 4,228,000 | 6,442,000 | 8,670,000 |
| Interest expense | 312,000 | 626,000 | 976,000 | 1,390,000 |
| Net interest income | 1,771,000 | 3,602,000 | 5,466,000 | 7,280,000 |
| Noninterest income | 194,000 | 395,000 | 606,000 | 844,000 |
| Noninterest expense | 1,104,000 | 2,231,000 | 3,380,000 | 4,766,000 |
| Provision for loan losses | 95,000 | 165,000 | 200,000 | 200,000 |
| Pretax income | 766,000 | 1,601,000 | 2,492,000 | 3,158,000 |
| Income tax | 47,000 | 120,000 | 188,000 | 241,000 |
| Net income | 719,000 | 1,481,000 | 2,304,000 | 2,917,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,394,000 | 15,556,000 | 15,779,000 | 15,792,000 |
| Total capital | 16,870,000 | 17,020,000 | 17,283,000 | 17,280,000 |
| Risk-weighted assets | 117,935,000 | 116,860,000 | 120,109,000 | 121,468,000 |