Call reports 2017
BANK OF PERRY COUNTY — 2017
What BANK OF PERRY COUNTY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 159,144,000 | 156,627,000 | 158,870,000 | 162,439,000 |
| Total loans | 132,188,000 | 134,747,000 | 135,625,000 | 134,353,000 |
| Allowance for loan losses | 1,628,000 | 1,652,000 | 1,698,000 | 1,571,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,335,000 | 6,608,000 | 6,652,000 | 6,649,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,034,000 | 132,906,000 | 130,061,000 | 134,300,000 |
| Interest-bearing deposits | 108,488,000 | 105,229,000 | 102,764,000 | 107,857,000 |
| Noninterest-bearing deposits | 25,546,000 | 27,677,000 | 27,297,000 | 26,443,000 |
| Equity capital | 15,236,000 | 15,325,000 | 15,399,000 | 15,325,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,017,000 | 4,098,000 | 6,198,000 | 8,299,000 |
| Interest expense | 292,000 | 591,000 | 897,000 | 1,207,000 |
| Net interest income | 1,725,000 | 3,507,000 | 5,301,000 | 7,092,000 |
| Noninterest income | 173,000 | 355,000 | 551,000 | 720,000 |
| Noninterest expense | 1,070,000 | 2,200,000 | 3,340,000 | 4,733,000 |
| Provision for loan losses | 115,000 | 205,000 | 335,000 | 335,000 |
| Pretax income | 713,000 | 1,457,000 | 2,177,000 | 2,744,000 |
| Income tax | 33,000 | 88,000 | 133,000 | 174,000 |
| Net income | 680,000 | 1,369,000 | 2,044,000 | 2,570,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,186,000 | 15,275,000 | 15,349,000 | 15,275,000 |
| Total capital | 16,623,000 | 16,731,000 | 16,823,000 | 16,746,000 |
| Risk-weighted assets | 114,747,000 | 116,293,000 | 117,709,000 | 117,605,000 |