Call reports 2016
BANK OF PERRY COUNTY — 2016
What BANK OF PERRY COUNTY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 153,268,000 | 152,699,000 | 153,099,000 | 156,855,000 |
| Total loans | 128,178,000 | 127,806,000 | 129,918,000 | 130,249,000 |
| Allowance for loan losses | 1,619,000 | 1,610,000 | 1,648,000 | 1,579,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,050,000 | 6,457,000 | 6,502,000 | 6,340,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,615,000 | 129,555,000 | 129,109,000 | 132,886,000 |
| Interest-bearing deposits | 106,915,000 | 105,644,000 | 104,485,000 | 108,952,000 |
| Noninterest-bearing deposits | 22,700,000 | 23,911,000 | 24,624,000 | 23,934,000 |
| Equity capital | 14,981,000 | 15,053,000 | 15,177,000 | 15,156,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,007,000 | 4,031,000 | 6,108,000 | 8,197,000 |
| Interest expense | 292,000 | 582,000 | 873,000 | 1,181,000 |
| Net interest income | 1,715,000 | 3,449,000 | 5,235,000 | 7,016,000 |
| Noninterest income | 178,000 | 363,000 | 566,000 | 719,000 |
| Noninterest expense | 1,062,000 | 2,159,000 | 3,272,000 | 4,489,000 |
| Provision for loan losses | 90,000 | 175,000 | 275,000 | 360,000 |
| Pretax income | 741,000 | 1,478,000 | 2,254,000 | 2,886,000 |
| Income tax | 56,000 | 121,000 | 173,000 | 226,000 |
| Net income | 685,000 | 1,357,000 | 2,081,000 | 2,660,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,981,000 | 15,053,000 | 15,177,000 | 15,106,000 |
| Total capital | 16,377,000 | 16,434,000 | 16,584,000 | 16,503,000 |
| Risk-weighted assets | 111,422,000 | 110,282,000 | 112,344,000 | 111,529,000 |