Call reports 2015
BANK OF PERRY COUNTY — 2015
What BANK OF PERRY COUNTY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 149,824,000 | 149,450,000 | 148,804,000 | 151,594,000 |
| Total loans | 123,931,000 | 125,595,000 | 125,298,000 | 127,171,000 |
| Allowance for loan losses | 1,800,000 | 1,780,000 | 1,712,000 | 1,604,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,936,000 | 7,216,000 | 7,005,000 | 6,905,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,544,000 | 124,465,000 | 123,946,000 | 127,307,000 |
| Interest-bearing deposits | 104,763,000 | 104,165,000 | 103,055,000 | 104,419,000 |
| Noninterest-bearing deposits | 20,781,000 | 20,300,000 | 20,891,000 | 22,888,000 |
| Equity capital | 14,777,000 | 14,840,000 | 14,936,000 | 14,896,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,928,000 | 3,928,000 | 5,963,000 | 7,999,000 |
| Interest expense | 294,000 | 593,000 | 889,000 | 1,183,000 |
| Net interest income | 1,634,000 | 3,335,000 | 5,074,000 | 6,816,000 |
| Noninterest income | 163,000 | 321,000 | 513,000 | 716,000 |
| Noninterest expense | 1,041,000 | 2,083,000 | 3,178,000 | 4,445,000 |
| Provision for loan losses | 9,000 | 64,000 | 139,000 | 199,000 |
| Pretax income | 747,000 | 1,509,000 | 2,270,000 | 2,888,000 |
| Income tax | 55,000 | 134,000 | 200,000 | 256,000 |
| Net income | 692,000 | 1,375,000 | 2,070,000 | 2,632,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,777,000 | 14,790,000 | 14,936,000 | 14,896,000 |
| Total capital | 16,185,000 | 16,151,000 | 16,294,000 | 16,280,000 |
| Risk-weighted assets | 112,321,000 | 108,437,000 | 108,266,000 | 110,470,000 |